Net Worth Update – December 2016

Net Worth Update – December 2016

Update number 3 and I think I could get used to doing a monthly updates. Knowing I have to produce these monthly updates, forces me to be even more conscious about what I spend my money on and where I invest not only my money but my time as well. Not only was, December was a great month financially, but I also spent some much needed time with my family. It’s not how much money you make, but how much you keep, how hard it works for you, and how many generations you keep it for. –Robert Kiyosaki Wealth Building Goals: Be eligible to be

Continue Reading

2017 Goals

Every year we (yes, we!) sit down and write about what we want to accomplish and how we are going to go about achieving ours goals. Some people crush all of them, Some people crush some of them and others do not crush any at all. However, if you are one of those people who set goals and never reach them, don’t be upset. Setting goals or resolutions, means you are trying to become a better version of yourself. A better person then yesterday. Therefore, for 2017 the theme throughout the year is to “Be Better, Do Better…” In order to stay within the theme

Continue Reading

2016 Goals: Fourth Quarter Recap

Over the last 12 months, I have made a conscious and continuous effort to improve me, my relationships, and my finances. I would definitely put 2016 in the win column. I mean, moving into my own space, getting married, getting my CPA license, starting a new (much better) job, learning how to say no and standing up for myself. When I gave my boss my resignation letter, his response was “Congratulations! This is the year of Sylvia!”, and I couldn’t agree any more. Although the goals listed below were my main focus, I reached a lot of other milestones this

Continue Reading

Net Worth Update – November 2016

This is my second monthly update and I am excited to report the progress I have made over the last 30 days. Overall, November was a okay month financially, but personally it was great (this will be included in my quarterly goals update) and I am so excited to see what December will bring. Without continual growth and progress, such words as improvement, achievement, and success have no meaning. –Benjamin Franklin Wealth Building Goals: Be eligible to be an Advanced customer with my bank by March 2017 Have a fully funded (Six months worth of expenses) emergency fund by March 2018 Have a net worth of $150,000 by

Continue Reading

6 Ways to Get Through the Holidays Debt-free

It’s that time of year again, to spend time with family and friends and to spend money on gifts to show how much you truly love and appreciate each other. However, no matter how much you love someone, you shouldn’t have to go into debt to show them you truly care. Even though Christmas is about spending time, spreading love and being present in the moment; people like to receive gifts. So here are six ways to get through the Holidays debt-free: Maybe Christmas, he thought, doesn’t come from a store. Maybe Christmas, perhaps, means a little bit more. –The

Continue Reading

Year of Me: Grateful and Full of Hope

2016  has been an amazing year in my life (can you say winning!), I welcomed a nephew, got married, got my CPA license, became debt free, will be starting a new job in December, and grown as a person (both personally and professionally). So while I wake up everyday feeling blessed and grateful for who I am and where I am, I wanted to take some time to acknowledge in writing all the things I am thankful for. “Be thankful for what you have; you’ll end up having more. If you concentrate on what you don’t have, you will never,

Continue Reading

Net Worth Update – October 2016

This is officially my first monthly net worth update. I am steadily making progress towards my net worth and savings goals.  I loved doing my quarterly updates because it allowed me to see how far along I had progressed. However, I wanted to start doing monthly because I believe this will keep me more accountable in regards to my goals.  Especially for some of my more loftier goals. Wealth Building Goals: Be eligible to be an Advanced customer with my bank by March 2017 Have a fully funded emergency fund by March 2018 Have a net worth of $150,000 by March

Continue Reading

Net Worth Update: Quarter Three

The third quarter of 2016 was extremely busy. For both my personal life and finances. I got married, received my CPA license, officially became debt-free and hit my goal of having an emergency fund of $5K. I am extremely pleased with everything that happened and am steadily chugging along to reach my next net worth milestones. Since my last update I have decided to change the layout of my updates and the frequency. Changing how I write up these updates will affect my net worth tracker page, as I will be moving all of the definitions for the different plans

Continue Reading

2016 Goals: Quarter 3 Recap

I can not believe we are now 75% of the way through 2016.  Time really is flying. When I set these goals I really thought it would be easy to cross them and that I would have accomplished the majority of  them before I got married. I quickly realized that aside from my financial goals, the other ones won’t be crossed off.  Not because they are unattainable, but because they are habits. And like any other habit, I will need to make a conscious and continuous effort.   It is all about me/we! I am doing things for myself first. This

Continue Reading

Net Worth Update: Quarter Two

I really enjoy doing my quarterly updates because it keeps me accountable and I love to see my Net Worth increase. It gives me motivation to keep working hard on reaching my goals. This will be my last update as a single woman but I am not sure is my next one will be our combined next worth or just mine (as this blog is about a Professional Girl). I haven’t decided on what I am going to do so I guess we will just have to wait and see in October for the Q3 update.   Social Insurance (Old-Age

Continue Reading