Year of Me: Grateful and Full of Hope

Year of Me: Grateful and Full of Hope

2016  has been an amazing year in my life (can you say winning!), I welcomed a nephew, got married, got my CPA license, became debt free, will be starting a new job in December, and grown as a person (both personally and professionally). So while I wake up everyday feeling blessed and grateful for who I am and where I am, I wanted to take some time to acknowledge in writing all the things I am thankful for. “Be thankful for what you have; you’ll end up having more. If you concentrate on what you don’t have, you will never,

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Net Worth Update – October 2016

This is officially my first monthly net worth update. I am steadily making progress towards my net worth and savings goals.  I loved doing my quarterly updates because it allowed me to see how far along I had progressed. However, I wanted to start doing monthly because I believe this will keep me more accountable in regards to my goals.  Especially for some of my more loftier goals. Wealth Building Goals: Be eligible to be an Advanced customer with my bank by March 2017 Have a fully funded emergency fund by March 2018 Have a net worth of $150,000 by March

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Net Worth Update: Quarter Three

The third quarter of 2016 was extremely busy. For both my personal life and finances. I got married, received my CPA license, officially became debt-free and hit my goal of having an emergency fund of $5K. I am extremely pleased with everything that happened and am steadily chugging along to reach my next net worth milestones. Since my last update I have decided to change the layout of my updates and the frequency. Changing how I write up these updates will affect my net worth tracker page, as I will be moving all of the definitions for the different plans

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2016 Goals: Quarter 3 Recap

I can not believe we are now 75% of the way through 2016.  Time really is flying. When I set these goals I really thought it would be easy to cross them and that I would have accomplished the majority of  them before I got married. I quickly realized that aside from my financial goals, the other ones won’t be crossed off.  Not because they are unattainable, but because they are habits. And like any other habit, I will need to make a conscience and continuous effort.   It is all about me/we! I am doing things for myself first. This

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Net Worth Update: Quarter Two

I really enjoy doing my quarterly updates because it keeps me accountable and I love to see my Net Worth increase. It gives me motivation to keep working hard on reaching my goals. This will be my last update as a single woman but I am not sure is my next one will be our combined next worth or just mine (as this blog is about a Professional Girl). I haven’t decided on what I am going to do so I guess we will just have to wait and see in October for the Q3 update.   Social Insurance (Old-Age

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2016 Goals: Quarter 2 Recap

The wedding is 8 days away and I am so glad I was able to find some time to write both this update and my Net worth update At the beginning of the year I wrote down 11 goals that I wanted to achieve during the year. With most of them I have been making a continuous effort in trying to reach them, while with the others I have had a set it and forget it type of mentality (this blog). I think I will be able to reach 10 out of 11 goals by the end of 2016. Hopefully

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Net Worth Update: Quarter One

At the end of 2015 I was contemplating changing the frequency of Net Worth updates to monthly, however I decided to keep them at quarterly because: On a month to month basis, the numbers don’t change drastically. My contributions and activity tend to be the exact same I don’t want to bore you. Although quarterly is probably boring too.   Although I have kept  the frequency of my detailed updates at quarterly, I have been posting my monthly net worth amount on my Net Worth Tracker page. This way you can see the changes without having to read all details.

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2016 Goals: Quarter 1 Recap

The first quarter has come and gone and I think I have made a good bit of progress on the goals that I had set out at the beginning of the year. Normally, I write this long list of goals and have this “set it and forget it” type of mentality. But this year, I try to make a conscience effort in reaching them. I have them printed off and I look at them often to insure I don’t forget about them. I was going to wait until the middle of the year to do an update, but realized I will

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Dampness and Mildew, Oh My! It is time for an update…

This is going to be a quick update, because I haven’t been dedicating anytime to this blog and I thought you guys should know where I have been. The last two months have been extremely busy. We were apartment hunting, found an apartment, moved in and now I want to move out. We officially moved in to our apartment February 27 and I hate it. Don’t get me wrong, I love that we finally lived together, but hate the condition of the apartment.   We have been here a little over a month and the cabinets in the kitchen and closet doors

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Are You Ready to Payoff Your Debt and Boost Your Credit Score?

Today’s post is written by Phil Bradford. Phil is a web enthusiast, who loves to share his expertise on money management and money saving ideas. If you are interested in reading some of his older articles, check out Safe Financing.   According to a survey by the National Debt Relief in 2015, 63% of women between the age group of 18 to 24 years carried credit card debt; while only 36% of men from the same age group carried debt.  What can you do to bridge this gap between men and women who carry credit card debt?   Well, we know

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